Privacy Policy

Privacy Policy

Effective Date: 4/1/2025

Lumen Point Capital LLC (“we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website, www.lumenpointcapital.com (the “Site”), and when you interact with us through any channel, including but not limited to web forms, phone calls, emails, SMS/text messaging, and automated communications.

By accessing or using our Site or services, you consent to the collection, use, and sharing of your information as described in this Privacy Policy.

1. Information We Collect

We may collect the following types of information:

  • Personal Identifiable Information (PII): such as your name, email address, phone number, business name, revenue details, EIN, and any other information you voluntarily submit.

  • Financial Information: related to your business, including revenue, bank statements, and funding requirements.

  • Device Information: including IP address, browser type, access times, pages viewed, referring website addresses, and geographic location.

  • Communication History: including interactions through SMS, email, phone calls (including recorded calls), and website forms.

  • Cookies and Tracking Technologies: including information collected through cookies, web beacons, pixel tags, and similar technologies.

2. How We Use Your Information

We use the information we collect for the following purposes:

  • To evaluate and process funding requests

  • To communicate with you via SMS, email, telephone, auto-dialers, and pre-recorded messages

  • To respond to your inquiries and provide customer support

  • To send marketing communications and promotional offers

  • To personalize and improve our website and services

  • To detect, investigate, and prevent fraudulent or illegal activities

  • To comply with applicable laws and regulations

  • To analyze website traffic, user behavior, and engagement for advertising and performance optimization

3. Communication Consent

By submitting your information through our website, web forms, or other means, you expressly authorize Lumen Point Capital, its representatives, affiliates, and third-party partners to:

  • Contact you via email, SMS, telephone (including auto-dialed and pre-recorded messages), or other means of communication

  • Send you marketing and promotional messages about funding options, services, and partner offers

  • Continue communications with you after a deal is closed for the purpose of maintaining our business relationship and informing you of future opportunities

You may opt out of marketing communications at any time by following the unsubscribe instructions included in those communications or by contacting us directly.

4. Sharing Your Information

We may share your information with:

  • Affiliates and funding partners to process your funding application and provide financing options

  • Third-party service providers that help operate our website, manage marketing, and support business operations

  • Advertising and analytics providers who assist in targeting, retargeting, and tracking campaign performance

  • Governmental authorities or legal parties when required by law or to protect our rights and operations

  • In connection with a business transaction, such as a merger, sale, or acquisition

We do not sell your personal information for monetary compensation.

5. Cookies and Tracking Technologies

We use cookies and similar technologies to:

  • Enhance user experience on our website

  • Understand user behavior and preferences

  • Monitor website traffic and performance

  • Serve targeted advertisements through remarketing campaigns on platforms such as Google Ads, Facebook, and others

You can manage your cookie preferences through your browser settings. Please note that disabling cookies may affect certain features of the Site.

6. Data Retention

We retain your information as long as needed to provide services, comply with legal obligations, resolve disputes, and enforce agreements. We may also retain information for future marketing unless you opt out.

7. Your Rights and Choices

You may:

  • Request access to or correction of your personal information

  • Opt out of marketing communications

  • Withdraw consent for further contact

  • Request deletion of your data, subject to applicable laws

To exercise your rights, please contact us at funding@lumenpointcapital.com

8. Data Security

We implement appropriate administrative, technical, and physical safeguards to protect your personal data from unauthorized access, disclosure, or misuse.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by an updated “Effective Date” and will be effective as soon as it is accessible.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or our practices, you may contact us at:

Lumen Point Capital
funding@lumenpointcapital.com

By using our website or services, you acknowledge that you have read and agree to this Privacy Policy.