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Start Your Business Funding Application

Complete this secure form in under 5 minutes. No hard credit pull. Personalized options. No pressure.

$10M+ Funded
$10M+ Funded
1,200+ Businesses Helped
1,200+ Businesses Helped
Same-Day Approvals
Same-Day Approvals
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Business Funding Application

This secure form takes less than 5 minutes to complete and won’t affect your credit. Fill it out once — we’ll handle the rest.

“After banks declined me, Lumen Point got me $75,000 in 24 hours. Their team was fast, respectful, and transparent.”
Brandon M.
Brandon M.Trucking Business
“We were days away from missing payroll. Lumen Point funded us same-day without requiring perfect credit.”
Angela R.
Angela R.Restaurant Owner
“No red tape. No BS. Just money in my account the next day. I’ve already referred three other businesses.”
Marcus T.
Marcus T.Construction Firm
“I expected a long application but it took less than 2 minutes. I was approved an hour later.
Janelle S.
Janelle S.Landscaping Service
“What impressed me most was their honesty. The terms were crystal clear and I never felt pressured.”
Daniel K.
Daniel K.HVAC Contractor Service
“It felt like I was working with a real team, not a lender robot. They listened, and they delivered.”
Rachel L.
Rachel L.Online Retailer
EXPLORE FUNDING NOW
NO CREDIT HIT – INITIATE QUOTE IN 60 SECONDS

Why Apply With Lumen Point Capital?

THOUSANDS OF BUSINESS OWNERS TRUST LUMEN POINT CAPITAL

We know small businesses need fast, flexible access to capital without the games. That’s why we built Lumen Point to approve based on your revenue — not your credit score — and fund you within hours, not weeks.

  • No Hard Credit Pull
  • Same-Day Decisions
  • Revenue Based Funding
  • Up to $3M Available
  • Transparent Terms
EXPLORE FUNDING NOW
NO CREDIT HIT – INITIATE QUOTE IN 60 SECONDS
Two smiling small business owners at their shop, representing thousands who trust Lumen Point Capital

Working Capital Funding

Keep operations moving with fast, flexible funds for everday business needs – from payroll to marketing.

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Equipment Financing

Upgrade or replace business-critical equipment without paying out of pocket – with approval in 24 hours.

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Business Line of Credit

Access a revolving line of credit and only pay for what you use. Great for seasonal dips or unexpected costs.

Learn More

What Makes Lumen Point Capital Different?

 More than just funding — we deliver speed, transparency, and flexibility tailored to real business needs. Here’s what sets us apart.

Approvals Tailored to You

We evaluate real business performance — not rigid formulas.

Dedicated Support Team

Real humans, not bots. Expert help every step of the way.

No Industry Restrictions

We fund contractors, restaurants, eCom, and everything in between.

No Prepayment Penalties

Pay off early? No problem — and no hidden fees.

Flexible Terms

We adapt repayment to your cash flow — not the other way around.

Trusted by 1,200+ Businesses

We’ve funded over $10M and counting — with 5-star service.

📞 Still Have Questions? Call Us Now