Lumen Point Capital Blog

When Should You Start Looking for Business Capital?
(Here’s the Answer Most Owners Get Wrong) Timing is everything in business. But when it comes to securing capital, most

Why Fast Access to Capital Wins in 2025 (And How to Get It)
In today’s business world, speed isn’t a luxury — it’s a weapon. Markets shift overnight.Opportunities don’t wait.And if you’re still

Should You Consolidate Your Business Debt? Here’s the 2025 Breakdown
Debt isn’t always a bad thing. In fact, for most business owners, it’s just part of the game. But when

How to Use an MCA the Right Way (Not the Way the Internet Warns You About)
Let’s address the elephant in the room: If you’ve Googled “Merchant Cash Advance,”you’ve probably seen the horror stories: Sky-high rates

7 Signs It’s Time to Get Funded — Before It’s Too Late
Most business owners wait too long to secure capital. They wait until the bank account dips.Until payroll’s due.Until growth turns

Business Funding Scams to Avoid in 2025 (And How to Spot a Real Partner)
In a $19B+ funding space, clarity isn’t optional — it’s critical. The business funding industry has grown fast — and