Lumen Point Capital Blog

How to Use MCA Funding for Maximum ROI
Strategic capital is powerful capital. Here’s how to make every dollar count. A Merchant Cash Advance (MCA) isn’t just about

MCA vs. Term Loan — What’s Best for Growing Businesses?
Two paths to capital. One may be faster than you think. When your business needs capital, you’re instantly flooded with

What Lenders Look For — How to Prepare Your Business for Fast Approval
Skip the guessing game. Here’s how to position your business for a fast, confident “yes.” Let’s face it: applying for

The Real Cost of Waiting: What Delayed Funding Is Really Costing Your Business
In 2025, every day you delay capital access is a day your competition pulls ahead. Every business owner has felt

Funding vs. Financing: What’s the Difference — and Which Do You Actually Need?
Knowing the difference in 2025 could save you time, money, and momentum. Most business owners treat “funding” and “financing” like

$19 Billion and Growing: What the MCA Boom Means for Your Business
Why small businesses are ditching the banks and tapping into faster, smarter capital Let’s skip the buzzwords—business funding has changed.