Securing capital can either be the launchpad to your next big milestone —or the mistake that sets your business back months.Unfortunately, too many entrepreneurs unknowingly sabotage their own chances before they even start.Here are the five most common mistakes businesses make when seeking funding in 2025 — and how you...
Industry Spotlight: What Funders Look for in Retail vs. Restaurants vs. Construction
When it comes to securing fast capital, not all industries are treated equally.Different business models carry different:RisksCash flow patternsSeasonal fluctuationsFunders know this.And at LumenPoint Capital, we work directly with funders who tailor approvals based on industry-specific factors.Here’s what you need to know — and how to position your business for...
How Much Can I Actually Qualify For?
(And What It Says About Your Business)One of the most common questions we get at LumenPoint Capital is:"How much can I actually get approved for?"It’s a smart question.Because the size of your approval tells you a lot more than just the dollar amount.It tells you where your business stands —...
7 Signs It’s Time to Get Funded — Before It’s Too Late
Most business owners wait too long to secure capital.They wait until the bank account dips.Until payroll’s due.Until growth turns into survival.By that point? It’s often too late.Smart operators move early.They secure capital from a position of strength — not desperation.Here are 7 crystal-clear signs it might be time to move...
Business Funding Scams to Avoid in 2025 (And How to Spot a Real Partner)
In a $19B+ funding space, clarity isn’t optional — it’s critical.The business funding industry has grown fast — and unfortunately, so have the scams.As more business owners seek fast capital in 2025, a growing number of fraudulent “funding providers” are popping up with aggressive tactics, misleading offers, and flat-out fraud.Whether...
What Lenders Look For — How to Prepare Your Business for Fast Approval
Skip the guessing game. Here’s how to position your business for a fast, confident “yes.” Let’s face it: applying for business capital can feel like stepping into the unknown. You send in your bank statements, cross your fingers, and wait. But what if you knew exactly what lenders want to...