Securing capital can either be the launchpad to your next big milestone —or the mistake that sets your business back months.Unfortunately, too many entrepreneurs unknowingly sabotage their own chances before they even start.Here are the five most common mistakes businesses make when seeking funding in 2025 — and how you...
Industry Spotlight: What Funders Look for in Retail vs. Restaurants vs. Construction
When it comes to securing fast capital, not all industries are treated equally.Different business models carry different:RisksCash flow patternsSeasonal fluctuationsFunders know this.And at LumenPoint Capital, we work directly with funders who tailor approvals based on industry-specific factors.Here’s what you need to know — and how to position your business for...
Why Fast Access to Capital Wins in 2025 (And How to Get It)
In today’s business world, speed isn’t a luxury — it’s a weapon.Markets shift overnight.Opportunities don’t wait.And if you're still waiting on a traditional bank to call you back… someone else already seized your moment.That’s the reality in 2025:Fast capital equals competitive advantage.Here’s why speed matters more than ever — and...
How to Use an MCA the Right Way (Not the Way the Internet Warns You About)
Let’s address the elephant in the room:If you’ve Googled “Merchant Cash Advance,”you’ve probably seen the horror stories:Sky-high ratesEndless paymentsA slippery slope into debtBut here’s what those scare-articles don’t tell you:💡 The MCA isn’t the problem — misusing one is.When done right, a Merchant Cash Advance can be the exact tool...
7 Signs It’s Time to Get Funded — Before It’s Too Late
Most business owners wait too long to secure capital.They wait until the bank account dips.Until payroll’s due.Until growth turns into survival.By that point? It’s often too late.Smart operators move early.They secure capital from a position of strength — not desperation.Here are 7 crystal-clear signs it might be time to move...
Business Funding Scams to Avoid in 2025 (And How to Spot a Real Partner)
In a $19B+ funding space, clarity isn’t optional — it’s critical.The business funding industry has grown fast — and unfortunately, so have the scams.As more business owners seek fast capital in 2025, a growing number of fraudulent “funding providers” are popping up with aggressive tactics, misleading offers, and flat-out fraud.Whether...